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Transcard Launches UK Entity Adding 9 New Key Figures

April 16, 2021


Extending its strong growth in the United States, global payments technology provider Transcard announced the launch of a business entity in the United Kingdom and the hiring of nine employees to lead its efforts in the region.

New Entity Spearheaded by Experienced Team

Transcard’s UK entity will operate under Transcard Limited. Transcard plans to expand into other geographic regions in the future.

Businesses, banks, and fintechs in the UK can now easily access Transcard’s suite of cloud-based solutions for seamlessly making and receiving any type of payment.

Transcard’s UK entity will be led by:


Charles HardakerCharles Hardaker

Regional Head

Charles will lead Transcard’s efforts in the United Kingdom and the Region. Before joining Transcard, Hardaker was a business development and corporate strategy director at a financial services company.

He previously worked at Citi and developed multiple products with Citi Ventures. Hardaker also served in the British Army as a Captain in The Queen’s Gurkha Engineers, serving in Afghanistan, the Middle East and East Africa.


Anna BrzoskowskaAnna Brzoskowska

Director of Product Management

Anna brings more than a decade of software development experience within B2B solutions to her role at Transcard, first in the travel industry and most recently in financial services.

Among her many projects, Brzoskowska has led the creation of shopping baskets for online purchases, payment processing platform as well as payment integrations with industry leaders.


Dan CharltonDan Charlton

ERP Integration Manager

Dan is a seasoned data warehouse and business intelligence developer and helped manage several ERP data migrations. Before joining Transcard, Dan spent 15 years provide contract development services to companies across the United Kingdom.


Mike CotterMike Cotter

Vice President of Financial Institutions

Mike brings 10 years of payments experience to his role at Transcard. He previously was the payment product and strategy owner within the fintech industry, where he managed a network of disbursement bank relationships as well as the company’s strategic payment road maps.

He has also held previous roles in large corporate banks such as Barclays; during his career in a relationship capacity managing high net-worth clients.


Gary EmbletonGary Embleton

Director of Enterprise Risk

Gary is a credit and risk specialist who joins Transcard from a financial services company, where he managed risk automation for the company’s global expansion program.

Embleton previously worked with Hitachi Capital and HSBC, where he built a rich knowledge with business-to-consumer and business-to-business financial products and technology integration.


Vijay KattaVijay Katta

Technical Resource Director

Vijay is a proven leader with more than 14 years of experience in software engineering.

Previously, Katta worked for a financial services company, where he developed the company’s payment automation platforms and integrated them with various banks and third-party solutions.

Prior to that, Katta developed mission-critical applications in the oil and gas industry.


Flora MarincsakFlora Marincsak

Quality Assurance Manager

Flora is a seasoned quality assurance professional with experience in testing mission-critical applications in a variety of sectors, including telecommunications, retail, and finance.


Ryan MurphyRyan Murphy

Senior Project Manager

Ryan brings a long record of success in financial services to his role at Transcard. Prior to Transcard, Murphy investigated fraud and managed global projects for a UK company.


Ceri PhoenixCeri Phoenix

Project Manager

Ceri has 20 years of experience in project management, gained primarily in the financial services and fintech industry.

Accustomed to end-to-end integrations, Ceri previously worked for Lloyds Banking Group, Bank of America, and MBNA.

“These seasoned professionals are ideal to lead Transcard’s efforts in the United Kingdom,"

says Transcard President, Chris Fuller.

“They share our vision of using hyper-connected multi-rail payments technology to transform the way that businesses, banks and fintechs make and receive payments. I look forward to seeing what we can accomplish together in the United Kingdom.”


“I am excited to join Transcard as its regional head in the United Kingdom,"

Hardaker commented.

“Transcard has a fantastic team with a great vision to simplify payments. I am also very fortunate to be joined by some excellent colleagues to help supercharge our global growth.”



Transcard ( makes frictionless payments a reality with comprehensive global payment solutions designed for banks, fintechs, and businesses of any size and in any industry.

Transcard delivers solutions for business-to-business (B2B) payments, consumer-to-business (C2B) payments, business-to-business-to-consumer (B2B2C) payments, account-to-account automation, and Banking as a Service (BaaS).

Our solutions combine unmatched multi-rail capabilities, embedded workflows, best-in-class integration, effortless reconciliation, and bank-grade security. These are some of the reasons that 550 businesses and more than 200 banks trust Transcard with their payments.


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